Rights and LimitsSomeone at your doorSheriff officers and diligence — there are no bailiffs in Scotland
Sheriff officers and diligence — there are no bailiffs in Scotland
What you must do, and what you can refuse
Every claim below links to the law it comes from, with the wording quoted so you can check it yourself.
You can refuse
No penalty for saying no.
Articles kept inside your home cannot be attached under an ordinary decree — only in pursuance of an exceptional attachment order, which a sheriff can grant solely on being satisfied there are exceptional circumstances.
Debt Arrangement and Attachment (Scotland) Act 2002, s.46
“Articles kept in a dwellinghouse may be attached but only— in pursuance of an exceptional attachment order; and— otherwise in accordance with this Part of this Act.”
Read it at legislation.gov.ukquote checked 2026-08-31
Even under an exceptional attachment order, the officer cannot enter your home unless an adult who understands the process is present at the time, or you were served notice of the intended date at least four days beforehand.
Debt Arrangement and Attachment (Scotland) Act 2002, s.49(1)
“the officer shall not enter a dwellinghouse to execute the order unless the officer— at the intended time of entry, is satisfied as to the condition set out in subsection (2) below; or— has, at least 4 days before the intended date of entry, served notice on the debtor setting out that intention and specifying that date”
Read it at legislation.gov.ukquote checked 2026-08-31
Attachment cannot be executed on a Sunday, on a public holiday, or before 8am or after 8pm, without the sheriff’s prior authority for that timing.
Debt Arrangement and Attachment (Scotland) Act 2002, s.12
“It is not competent to execute an attachment on— a Sunday— The execution of an attachment shall not— begin before 8 a.m. or after 8 p.m.; or— be continued after 8 p.m., unless the officer has obtained prior authority from the sheriff for such commencement or continuation”
Read it at legislation.gov.ukquote checked 2026-08-31
Lawful to refuse — but it costs you
Not an offence, but it carries a penalty or an inference.
No diligence, including attachment, can proceed until a charge for payment has been served and its period — 14 days, if you are in the United Kingdom — has expired unpaid.
This is a precondition for diligence generally, not a step you can decline; it simply has to have already happened before an officer can act.
Debtors (Scotland) Act 1987, s.90(1) and (3)
“The execution of ... an earnings arrestment shall not be competent unless a charge for payment has been served on the debtor and the period for payment specified in the charge has expired without payment being made — The period for payment specified in any charge for payment served in pursuance of a warrant for execution shall be 14 days if the person on whom it is served is within the United Kingdom”
Read it at legislation.gov.ukquote checked 2026-08-31
Damaging, destroying or moving an article once it has been attached is treated as a breach of the attachment, which may be dealt with as a contempt of court.
Debt Arrangement and Attachment (Scotland) Act 2002, s.21(6) and (9)
“Any person who wilfully damages or destroys any article which that person knows has been attached is acting in breach of the attachment — Any act which is, under subsection (2), (5), (6) or (8) above, a breach of the attachment may be dealt with as a contempt of court”
Read it at legislation.gov.ukquote checked 2026-08-31
Not a bailiff, and not the same law
Scots law has no bailiffs and no Taking Control of Goods Regulations. The person enforcing a Scottish decree at your door is an “officer of court” — a sheriff officer, or, for certain diligences, a messenger-at-arms. Debt enforcement of goods is a distinct legal process called “diligence”, and the specific diligence that reaches goods in a home is “attachment”, governed by the Debt Arrangement and Attachment (Scotland) Act 2002 — not the 2013 Regulations that apply in England and Wales.
Before any diligence — attachment, earnings arrestment, or anything else — can proceed, a “charge for payment” must first be served and its period must expire unpaid. Where the person charged is within the United Kingdom, that period is 14 days. This is a general precondition for diligence, not a bailiff-specific 14-day notice: it applies whether or not anyone ever comes to your door.
Most diligence never touches your door at all
A lot of Scottish debt enforcement bypasses the door entirely. Earnings arrestment reaches a debtor’s wages directly through the employer: once in effect, it requires the employer to deduct a set sum from net earnings on every pay-day and pay it to the creditor. There is no visit, no goods, and nothing to answer at the door — the mechanism runs through the payroll.
Attachment — the diligence that does involve goods — is also more restricted at the family home than people often assume.
Goods inside your home need a court order, not just a decree
Articles kept in a dwellinghouse can only be attached in pursuance of a specific court order called an “exceptional attachment order”. A sheriff can only grant one on an application by the creditor, and only on being satisfied there are exceptional circumstances — an ordinary decree for debt does not by itself authorise an officer to attach anything kept inside your home.
Even once such an order exists, the officer cannot simply let themselves in. Except where the officer is satisfied, at the time of entry, that an adult who understands the process is present, the officer must serve notice on the debtor at least four days before the intended date of entry, setting out that intention and specifying the date. An exceptional attachment order can authorise opening shut and lockfast places, but that authority to force entry to storage does not remove the separate notice-or-condition requirement to enter the home itself.
Timing limits, and what happens if the rules are broken
Attachment cannot be executed on a Sunday or a public holiday in the relevant area, and it cannot begin before 8am or after 8pm — nor continue past 8pm — unless the officer has obtained the sheriff’s prior authority to start or carry on outside those hours. Those hours are different from the 6am–9pm window that applies to enforcement agents in England and Wales; do not assume the figures are interchangeable.
Breach of an attachment in Scotland is not, on its own, prosecuted as a standalone criminal offence the way obstructing an English enforcement agent is. Wilfully damaging or destroying an attached article, for example, is treated as a breach of the attachment that “may be dealt with as a contempt of court” — a civil consequence through the court that made the order, not an automatic criminal charge.
Last reviewed 2026-08-31. Next review due 2027-02-28. No solicitor has reviewed this page — see [email protected] if you think something here is wrong.